Lesson
Auto Insurance
Summary
One fender bender can cost more than a year of premiums—if you picked the wrong coverage. This lesson unpacks the five coverage types, the premium-deductible tradeoff, and how teens can pick a policy that won't bankrupt them after a crash.
Bellringer: Wasted Money?
- Pose scenario: paid for insurance all year with no accident—wasted money or not?
- Take a quick hands vote, then push both sides to defend before surfacing the protection trade-off.
Instruction
- Walk slides on coverage types, premiums, and deductibles.
- Pause for On-Slide Questions to check understanding.
Activity: Auto Insurance Article & Worksheet
- Students read the Auto Insurance article first, then complete the worksheet individually or in pairs.
- Students apply article concepts to coverage-matching and deductible math questions.
Discussion: Premium vs. Deductible
- Review worksheet answers as a class.
- Highlight where students disagreed on optional coverages.
- Connect article examples to worksheet scenarios.
Wrap-Up & Assessment
- A hailstorm dents your whole car while it's parked in the driveway. Collision or comprehensive?
- What types of coverage feels worth paying for? What ones might you skip? Why?
| Est. Time | Activity | Description |
|---|---|---|
| 5 min | Bellringer: Wasted Money? |
|
| 10 min | Instruction |
|
| 20 min | Activity: Auto Insurance Article & Worksheet |
|
| 5 min | Discussion: Premium vs. Deductible |
|
| 5 min | Wrap-Up & Assessment |
|
Lesson Prep
Auto Insurance
Auto insurance is like ordering fast food—make sure students understand insurance types and coverage options.
Auto Insurance Worksheet
Questions about auto insurance types and coverage options.
Class Presentation
Includes a 17-slide deck with teacher notes. Present from Banzai, download a PDF, or copy it to Google Slides.
Presentations, Ready to Go
- Built-in PresentationPresent full screen, straight from Banzai
- Copy to Google SlidesMake an editable copy for your class
- Download or PrintSave as a PDF or print
- Teacher NotesSlide-by-slide guidance, printable as one handout
Unit 9: Risk & Coverage
Insurance Lingo & Mechanics
Insurance feels like alphabet soup until you realize every term exists to answer one question: who pays what, and when? This lesson decodes premiums, deductibles, claims, and coverage so students can read any policy without panic.
Auto Insurance
One fender bender can cost more than a year of premiums—if you picked the wrong coverage. This lesson unpacks the five coverage types, the premium-deductible tradeoff, and how teens can pick a policy that won't bankrupt them after a crash.
Protecting Life & Income
Your paycheck and your pulse are your two biggest assets. This lesson explores how life, disability, and health insurance shield income from the curveballs nobody sees coming.
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