
Summary
Your bank account is only as safe as your weakest habit. This lesson covers automation tools like direct deposit, split deposits, and recurring transfers—plus security essentials including MFA, social engineering, peer-to-peer risks, and WiFi dangers.
Bellringer: Spot the Scam
- Display the fake bank text message and give students 15 seconds to identify three red flags.
- Advance to the next slide for a class debrief of answers.
Instruction
- Walk through automation tools (direct deposit, split deposits, recurring transfers, account alerts) and security concepts (MFA, social engineering, P2P risks, public WiFi).
- Pause at each slide's question for a brief think-pair-share before revealing the answer.
Activity: Banking Simulation
- Have students complete the Banking simulation and take the posttest.
Discussion: Automation & Financial Laziness
- Pose the three discussion prompts sequentially; allow 2–3 minutes of small-group talk before each whole-class share-out.
- Push students to take a clear stance — no fence-sitting.
Wrap-Up & Assessment
- What does MFA stand for and why is it important?
- What is an example of a split deposit?
| Est. Time | Activity | Description |
|---|---|---|
| 5 min | Bellringer: Spot the Scam |
|
| 10 min | Instruction |
|
| 15 min | Activity: Banking Simulation |
|
| 10 min | Discussion: Automation & Financial Laziness |
|
| 5 min | Wrap-Up & Assessment |
|
Lesson Prep

Banking
Students run a small financial institution and learn about accounts, interest, and loans.

Banking Posttest
Assess student learning after completing the Banking game.
Class Presentation
Includes a 19-slide deck with teacher notes. Present from Banzai, download a PDF, or copy it to Google Slides.
Presentations, Ready to Go
- Built-in PresentationPresent full screen, straight from Banzai
- Copy to Google SlidesMake an editable copy for your class
- Download or PrintSave as a PDF or print
- Teacher NotesSlide-by-slide guidance, printable as one handout
Unit 5: Banking

The Cost of Banking
A $2 soda can cost $37 when you don't track your account balance. This lesson covers common banking fees, the difference between online balances and account statements, and how to reconcile accounts to avoid costly surprises.

Automation & Security
Your bank account is only as safe as your weakest habit. This lesson covers automation tools like direct deposit, split deposits, and recurring transfers—plus security essentials including MFA, social engineering, peer-to-peer risks, and WiFi dangers.

CDs & Share Certificates
Locking up money on purpose sounds like a bad idea—but it's one of the safest ways to grow your savings. This lesson explores how CDs and share certificates work, which financial institutions offer which product, and when they make sense.
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