Lesson
Checking Accounts & Direct Deposit
Summary
Not all checking accounts and banking automation tools are created equal. This lesson explores how to choose the right account, use direct deposit and automation wisely, and lock down your banking app against scams and fraud.
Bellringer: Spot the Scam Text
- Display the fake bank text and give students 1-2 minutes to jot down suspected red flags
- Advance to reveal the three specific red flags for discussion
Instruction
- Present financial institutions, account criteria, and deposit insurance
- Cover automation tools like direct deposit, split deposits, recurring transfers, alerts
- Teach account security
Activity: Check It Out & Checking Accounts Worksheet
- Students read "Check It Out" article independently or in pairs
- Students complete the Checking Accounts worksheet, engaging directly with fee and account-type questions
Discussion: Does Automation Make Us Lazy?
- Pose the three discussion prompts about automation, discipline, and responsibility for overdrafts
- Encourage students to argue both sides before reaching a consensus
Wrap-Up & Assessment
- What does MFA stand for and why is it important?
- What is the main benefit of setting up a split deposit on your first day of work?
| Est. Time | Activity | Description |
|---|---|---|
| 3 min | Bellringer: Spot the Scam Text |
|
| 15 min | Instruction |
|
| 12 min | Activity: Check It Out & Checking Accounts Worksheet |
|
| 8 min | Discussion: Does Automation Make Us Lazy? |
|
| 7 min | Wrap-Up & Assessment |
|
Lesson Prep
Check it Out
Students learn about checking account types, fees, and features.
Checking Accounts Worksheet
Questions about checking account types, fees, and features.
Class Presentation
Includes a 22-slide deck with teacher notes. Present from Banzai, download a PDF, or copy it to Google Slides.
Presentations, Ready to Go
- Built-in PresentationPresent full screen, straight from Banzai
- Copy to Google SlidesMake an editable copy for your class
- Download or PrintSave as a PDF or print
- Teacher NotesSlide-by-slide guidance, printable as one handout
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Checking Accounts & Direct Deposit
Not all checking accounts and banking automation tools are created equal. This lesson explores how to choose the right account, use direct deposit and automation wisely, and lock down your banking app against scams and fraud.
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