Lesson
Peer-to-Peer Payments
Summary
P2P payment apps aren't banks — and your money isn't protected like it is in one. This lesson compares popular P2P apps, identifies common scams, and walks students through real-world scenarios to practice smart digital payment decisions.
Bellringer: Wrong John Smith
- Pose the scenario: you accidentally Venmo $50 to the wrong person — how do you get it back?
- Allow 1–2 students to share before revealing the answer on the next slide.
Instruction
- Walk through P2P app basics, common apps, and why balances aren't FDIC-insured.
- Cover best practices for app use and phone defense across multiple slides.
Activity: P2P Payments Article
- Have students read the article in pairs or small groups.
- Ask each pair to find 3 specific risks or tips they didn't already know.
Discussion: Real-Life P2P Scenarios
- Present 7 scenarios one at a time; students discuss with a partner before sharing out.
- Push students to justify their app choice and identify red flags in each scenario.
Wrap-Up & Assessment
- List 2 P2P payment apps and how you'd use each.
- How will you defend against scams involving P2P apps?
| Est. Time | Activity | Description |
|---|---|---|
| 5 min | Bellringer: Wrong John Smith |
|
| 10 min | Instruction |
|
| 8 min | Activity: P2P Payments Article |
|
| 17 min | Discussion: Real-Life P2P Scenarios |
|
| 5 min | Wrap-Up & Assessment |
|
Lesson Prep
Peer-to-Peer Payment Apps
Students learn about the risks of apps like Venmo and Cash App.
Class Presentation
Includes a 22-slide deck with teacher notes. Present from Banzai, download a PDF, or copy it to Google Slides.
Presentations, Ready to Go
- Built-in PresentationPresent full screen, straight from Banzai
- Copy to Google SlidesMake an editable copy for your class
- Download or PrintSave as a PDF or print
- Teacher NotesSlide-by-slide guidance, printable as one handout
Unit 5: Accounts and Banking
Navigating Accounts
Your money is only as safe as the institution holding it. This lesson compares checking and savings accounts, explores the dangers of being "unbanked", and examines how you access your cash in a digital world.
Banking Fees & Management
That $2 soda can actually cost $37 once the bank piles on fees. This lesson unpacks common account fees and teaches account reconciliation so students learn to track balances and dodge unnecessary charges.
Peer-to-Peer Payments
P2P payment apps aren't banks — and your money isn't protected like it is in one. This lesson compares popular P2P apps, identifies common scams, and walks students through real-world scenarios to practice smart digital payment decisions.
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